The bank offers owners of properties that carry out ecologically sustainable construction on their property a particularly favorable financing solution. The loan which has recently been awarded a prize by the testers of seundu, allows projects such as the use of renewable energies, the reduction of greenhouse gases as well as the ecological interior and exterior design up to a maximum loan amount of 30,000 euros to be financed. The interest rate is decidedly favorable and identical for all loans: 5.15 percent effectively demands the credit institution that operates according to ethical and ecological criteria.
The loan will be paid out to borrowers of good credit who carry out a construction work commensurate with the program and who live in a marriage or a similar community. The term of the loan is between one and twelve years, and borrowers can tailor the repayment period to their personal needs. An entry in the land register does not take place: The bank demands as security only a wage or salary assignment in the amount of the monthly repayment installment.
The bank promises a particularly fast processing of incoming applications: Within two working days of the complete receipt of all documents required for the payment of the loan, a credit decision is made according to the information on the website. In addition, the Bank guarantees that the claims on the loan will never be sold to speculators at any time and under any circumstances, taking into account the current societal debate.
The loan is suitable for all owners who would like to carry out one of the construction measures in the program and benefit from favorable conditions. Due to the low interest rates and the stipulation of the conditions over the entire term borrowers have a maximum degree of planning security.
The bank offers various products in the financial services sector, in addition to payment solutions, various loan programs, Riester pensions and access to investment funds are offered. In addition, there are offers for investment in call money. In all segments in which the bank operates, great importance is attached to a sustainable approach. The bank claims to “reconcile economic goals with social needs and ecological reason”.